How To Reduce Your Credit Card Debt
For many consumers, credit card debt is a deep “black hole”—an endless cycle of new cards, rolled-over debts, unpaid bills, and calls from bill collectors—with seemingly no way out. Across the country, Americans are using credit cards to spend more than their incomes, and consumer debt...
4 Money Saving Tips For Buying A Manufactured Home
If you’re thinking about buying a mobile home, these four money-saving tips can help you get the most for your money. 1. Hire a professional. A licensed Realtor that is familiar with manufactured home sales will help you find the best homes for your money and negotiate the lowest possible price...
Steps To Preparing A Personal Budget
Preparing a monthly budget is the key to financial security. If you want to make better use of your money, you must learn to take control of it. That means budgeting for today’s needs and tomorrow’s plans. Here are some steps: * Figure out what you spend. List your monthly living costs including...
Taxes And Your Investments
Why worry about the taxes your stock investments generate? Top-tier performance will compensate for any bite the government takes out of your profits. Anyway, that bite has become a nibble, with recent cuts in the federal long-term capital gains rate. Right? Wrong. The only investments for which taxes...
Family Budgeting Tips And Advice
Most families wish to save time and money so they can enjoy increased leisure time. Patricia Sargeant, a homemaker who lives with her family in the Morgantown, West Virginia area, has learned from experience. Patricia stopped working outside the home after her fourth child was born, and although she...
The Long-Term Cost Of Credit Cards
Does your mailbox fill with a blizzard of pre-approved credit card applications each week? They sound like tempting offers, promising a low interest rate if you transfer the credit balance on your present card. They dangle great offers to entice you to add an equity line of credit on your house. They...
Money Management For Teenagers
Most teenagers are interested to learn that if they save a dollar a day, they’ll have saved more than $2,000 at the end of five years (assuming they’re putting it away in a savings account with a modest interest rate of five percent). But few realize they can earn a fortune during their working...
Take Control Of Your Finances – Family Budgeting Ideas
When you take control of your finances, good things can happen. You can take great vacations. You can save for retirement. A “dream” house can become a reality. Donna Vandermark and her husband, Brian, of East York, Pennsylvania know this firsthand. They live in their dream home because they...
